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20th February 2023
When creating a Will, if you have children under 18, it is crucial to ensure your children are cared for if both parents pass away. Including a guardianship clause within your Will can allow you to name a relative o...
6th February 2023
When we are “fit & healthy” we tend to say that we will “never go into a care home”. But there are hundreds of thousands of people in care homes. If you go into care the Local Authority w...
23rd January 2023
If you are married (or in a civil partnership) and own your house and are passing “everything to each other and then to the children” your allowances against Inheritance Tax are normally £1,000,000...
9th January 2023
A Trust in your Will allows you to protect property or money by transferring it to individuals you trust (these individuals are trustees) to hold it for the benefit of one or more individuals, these individuals are ...
19th December 2022
It’s beginning to look a lot like Christmas! Whilst that might not seem like the most obvious time to think about and discuss your estate planning, being with family and loved ones provides a unique opportunit...
12th December 2022
We have many clients who are in a second marriage. One of the problems this causes is ownership of the new family home and what happens when the first passes away. Let us look at an example of a situation we encount...
28th November 2022
Earlier this month UK chancellor Jeremy Hunt delivered his Autumn Statement which included the announcement that the inheritance tax nil rate band allowance will remain frozen at £325,000. On death when an in...
14th November 2022
Lasting Powers of Attorney (LPAs) were introduced in 2007 to replace Enduring Powers of Attorney (EPAs). These legal documents allow the donor (the person creating the documents) to nominate people they trust to han...
31st October 2022
When you give instructions to a Will Writer regarding your Will you might be surprised if the Will writer starts talking about your Doctor and mental capacity. If someone feels they have not been sufficiently provi...
17th October 2022
When writing a Will, it will be necessary to nominate executors. An executor has various roles and will have the responsibility of distributing your estate on your passing according to the terms of your Will. Your e...
3rd October 2022
If you are a Widow or Widower who has remarried it may be possible to increase your allowances against inheritance tax. Couples who have a house and children normally have Inheritance Tax allowances of £1,000,...
20th September 2022
Sideways disinheritance arises when children lose their inheritance due to their parent remarrying. With the rise in intricate family dynamics, sideways disinheritance can impact anyone. It commonly occurs when a ma...
5th September 2022
The Nil Rate Band (NRB) is the threshold above which Inheritance Tax (IHT) is payable. Currently, the NRB allowance is £325,000 per person. This figure has been frozen since 2009 and will continue to remain at...
29th August 2022
Please note that in this article all references to a spouse include a civil partner and reference to marriage includes a civil partnership. References to divorce include dissolution of a civil partnership. Througho...
15th August 2022
According to the National Centre for Social Research, 46% of people in the United Kingdom believe that cohabiting (unmarried) couples benefit from “common-law marriage” which gives them the same legal ri...
1st August 2022
Every client that comes to Casey & Associates has different circumstances, needs, and requirements. This is why it is so interesting being a consultant and providing the best advice for our clients, but it is no...
18th July 2022
We frequently find when talking with our clients that modern family dynamics can be intricate. Where stepchildren are involved, it is essential to consider your wishes and the protection of assets for your future ge...
4th July 2022
The Government has brought in new legislation regarding the registration of trusts. If you have created a trust or are a trustee of a trust then you now need to register the Trust with HMRC. If your trust generates...
20th June 2022
Patience is a virtue and time is a great healer. When it comes to Wills, however, this is not necessarily true. As time passes, circumstances and people can change. Thus, the circumstances when a Will was originally...
6th June 2022
On your passing, the only way to ensure that your wishes are met is to create a valid Will. By writing a Will you can provide support and peace of mind to your family and friends at a stressful time. However, if you...
23rd May 2022
One of the most important decisions whilst creating a Will is determining who you will select to be your executors. Executors are the people who administer your estate. It is important to choose responsible people w...
16th May 2022
Have you ever thought about giving your home to your child(ren)? Perhaps you met someone who has told you that it will save you Inheritance Tax. If your child(ren) does/do not live at home then giving away your...
9th May 2022
In England and Wales there are a variety of trusts which you may wish to include in your will, all with different purposes. Some of these trusts will clearly define the testator’s chosen beneficiaries and some...
27th April 2022
Following the discovery of a number of hand-written Wills found stuffed into the cushion covers of a sofa in one of Aretha Franklin's luxurious mansions, a Michigan based judge has allowed a hand-writing expert to e...