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27th January 2020
It's now official - opposite sex couples in England and Wales can formalise their relationship with a civil partnership rather than marriage. Civil partnerships were first introduced through the Civil Partnerships A...
20th January 2020
Where there is no Will the Government has increased the allowance that a spouse (or civil partner) receives from their deceased partner, if there are children of the deceased, from £250,000 to £270,000. ...
13th January 2020
On average, 1760 homeowners per month are being forced to sell their homes to fund their social care costs. According to research, 21,120 homes were known to be sold in 2018 with the funds being used to pay for vita...
6th January 2020
It seems that the "Bank of Mum and Dad" is now the eleventh largest mortgage lender in the UK with £7 billion being loaned to children each year. Often these family loans are interest free and not documented. ...
31st December 2019
The "average" child may be financially secure with mortgage paid and a healthy pension. Alternatively, they may be struggling with debt and looking at working on into their seventies to supplement an inadequate pens...
23rd December 2019
The average age for both mothers and fathers has increased for the past decade, with couples choosing to delay parenthood probably whilst crafting their careers. The average age of a UK father in England and Wales ...
16th December 2019
New research has revealed only 10% have planned for their end of life which suggests there is still a huge stigma surrounding death in the UK. With death potentially causing financial catastrophes as well as grief,...
9th December 2019
'What do I do when a friend or family member dies?' is a question that none of us wants to have to ask, but one we may all have to at some point. The last thing you want when you are grieving is the burden of admini...
2nd December 2019
We are often asked why it is recommended to use a professional practitioner to create a Will. Here are some thoughts from the judge in a 2009 Court of Appeal case in Singapore. "A Will is one of the most important l...
25th November 2019
Research suggests that over 33% of Brits are reliant on an inheritance windfall to secure their financial future. According to data from retirement specialists LV=, millions of UK citizens would be unable to maintai...
18th November 2019
If you do not create a Will, this is what a "No Will" Will might look like. I do not revoke any previous Wills so any old Will that I created many years ago might still be valid even if it no longer reflects my w...
11th November 2019
With the General Election now set for 12 December 2019 one topic that will surely be discussed is Inheritance Tax. But what is Inheritance Tax? Here follows a short history. Some people still sometimes refer to Inhe...
4th November 2019
Section 18A of the Wills Act 1837 as amended by the Law Reform (Succession) Act 1995 s3(1) provides that where a person makes a Will and subsequently divorces, has their marriage annulled or dissolves their civil pa...
28th October 2019
A business Lasting Power of Attorney (LPA) specifically differs from personal LPAs because it will be tailored according to the business and considers its articles of association along with shareholder agreements or...
21st October 2019
The internet can be a wonderful place for people to create and build new things; from publishing your own e-books to setting up your own business, creating new digital assets that can be bought, sold and owned like ...
14th October 2019
The third anniversary of Prince's death has passed and there are few signs of the administration of his estate being concluded as reported in-fighting between the administrator and the beneficiaries continues. On 2...
7th October 2019
The cohabiting family is the second largest family type in the UK, representing 3.3 million families, and growing. But this popular form of family type suffers from a legislative gap in the UK compared with those wh...
30th September 2019
In England and Wales we all have "testamentary freedom". This means that we can leave in our Will what we want to who we want. However, we should be mindful of The Inheritance (Provision for Family and Dependants) ...
23rd September 2019
We don't like talking about it but the chances of our spouse, partner, civil partner or parents losing mental capacity has never been higher. Dementia is an umbrella term for a range of progressive conditions tha...
9th September 2019
Funeral wishes can be simple or complex. One place to note your wishes is in a Will. When creating a Will, it is a prime time to consider your wishes. By denoting them in a Will, it makes it easier for your family ...
2nd September 2019
There are various ways to protect your property from sideways disinheritance or long term care fees assessment but have you considered whether your death may leave your partner homeless? Firstly you will need consi...
27th August 2019
A Lasting Power of Attorney (LPA) document allows you to appoint the people you trust to manage your affairs if you can no longer do so yourself. There are two types of LPA, one for Property & Financial Aff...
19th August 2019
As the parent of a disabled or vulnerable child, it is likely that one of your many concerns is how your child is going to be taken care of after you die. If you die without a valid Will, your assets will pass in ac...