Published on: 13th October 2025

Will Writing for Young Adults

When most people think about making a Will, they imagine it’s something to do later in life — after buying a house, getting married, or starting a family. But the truth is, adults of any age can and should have a Will.

For Generation Z (those born roughly between the late 1990s and early 2010s), making a Will might seem unnecessary or even morbid. Yet, in today’s digital, fast-moving world, having a Will isn’t just for the wealthy or elderly — it’s an essential tool for anyone who wants control, clarity, and peace of mind.

Under English law, a valid Will ensures your wishes are legally binding and that your estate is distributed according to your instructions, rather than the default rules of intestacy. Let’s explore why young adults should consider making a Will sooner rather than later.

1. Protecting Your Digital Assets

Unlike previous generations, Generation Z has grown up online. From social media accounts to cryptocurrency wallets, digital art, and cloud-stored media, many young adults hold valuable digital assets that can easily be lost or inaccessible if no one knows how to manage them.

A Will can specify:

• Who should have access to your digital accounts and data.
  
  
• What should happen to cryptocurrencies or online businesses.
  
  
• Whether you’d like social media profiles to be memorialised or deleted.

Without clear instructions, loved ones may struggle to access or preserve your digital life.

2. Making Sure Your Money Goes Where You Want

Even if you don’t yet own property, you may have savings, investments, or valuable personal items. You might also have a life insurance policy, a workplace pension, or death-in-service benefits.

If you die without a Will, English intestacy rules decide who inherits your estate — usually parents, siblings, or other relatives. This might not reflect your wishes, especially if you’d prefer to leave something to a partner, friend, or charity.

A Will ensures your money and possessions go exactly where you want them to.

3. Protecting Unmarried Partners

Many young couples live together without being married or in a civil partnership. However, under English law, cohabiting partners have no automatic right to inherit from each other’s estate, no matter how long they’ve lived together.

If you want your partner to receive your assets or continue living in your home, you must set this out in a valid Will. Without one, your partner could face serious financial difficulties at an already distressing time.

4. Naming Guardians for Pets or Dependants

Generation Z is famously devoted to their pets — and often treats them like family. But what would happen to your cat, dog, or other animals if you passed away unexpectedly?

Your Will can name a guardian to care for your pets and even allocate funds for their ongoing expenses. Similarly, if you have younger siblings or dependants you help support, you can make arrangements for their care in your Will.

5. Planning for the Unexpected

While no one likes to think about worst-case scenarios, accidents and illnesses can strike at any age. Having a Will doesn’t just cover “what happens when” — it’s part of responsible financial planning.

Alongside your Will, you might also consider creating Lasting Powers of Attorney (LPAs) for health and financial decisions, so that someone you trust can act for you if you lose capacity during your lifetime.

6. Avoiding Family Disputes

Even small estates can cause big family disagreements. A clear, legally valid Will prevents confusion about your intentions and helps reduce the risk of disputes among relatives or friends.

By setting everything out in writing, you remove uncertainty — and ensure your wishes are respected.

7. It’s Easier (and More Affordable) Than You Think

Many young adults assume that making a Will is complicated or expensive. In reality, the process is straightforward and affordable.

A Will Writer can guide you through:

• What assets to include
• How to appoint executors
• How to make your Will legally valid under the Wills Act 1837

You can update your Will easily as your circumstances change — such as when you buy your first home, start a family, or grow your wealth.

8. Peace of Mind and Responsibility

Making a Will isn’t about expecting the worst — it’s about taking responsibility. It shows maturity, foresight, and care for the people and causes that matter most to you.

Even a simple Will can save your loved ones from unnecessary stress, delays, and legal costs during what would already be a painful time.

Final Thoughts

A Will isn’t just for the wealthy or the elderly — it’s for anyone who wants control over their legacy, however modest. For Generation Z, it’s also about protecting digital assets, loved ones, and independence in an unpredictable world.

If you’re a young adult in England and haven’t yet made a Will, now is the perfect time to start. Our specialist Consultants can guide you through the process step-by-step, ensuring your wishes are clear, valid, and future-proof.

Contact us today to arrange an initial consultation about Will writing for young adults. We’ll help you put the right plans in place — so you can focus on living life, knowing your future is secure.

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If you wish to give instructions or require general information about our Wills, Lasting Powers of Attorney, or Trusts then we will carry out a telephone or Zoom appointment.

However, if you wish to give instructions to one of our Consultants and you feel that you can only do this at a Face to Face meeting then we are offering, at our Consultant’s discretion, a limited number of Face to Face appointments in most of the areas we normally cover.

To arrange an appointment please telephone 01732 868190 or click here.

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