Published on: 3rd November 2025

Why Lasting Powers of Attorney matter: Don’t leave your loved ones scrambling if life takes an unexpected turn

When we think about planning for the future, most of us focus on Wills and savings, but what happens if life takes an unexpected turn and you can’t make decisions for yourself? That’s where a Lasting Power of Attorney (LPA) comes in. It’s a simple, powerful way to make sure your wishes are respected and that someone you trust can step in to help when you need it most. Think of an LPA as a safety net; one that you hope you’ll never need, but one you (and your loved ones!) will be incredibly grateful for if you ever do.

What is a Lasting Power of Attorney?

An LPA is a legal document that allows you to nominate people (known as your attorneys) to make decisions on your behalf if you become unable to do so yourself.

There are two types of LPA:

• Property and Financial Affairs – for managing things like bills, savings and your home; and
• Health and Welfare – for decisions about your care, daily routine and medical treatment.

Many people choose to create both, so all areas of life are covered if they ever need support.

When Might You Need an LPA?

It’s easy to think “that’ll never happen to me,” but needing someone to help manage your affairs isn’t always about old age. Life can change in an instant, and having an LPA in place simply means you’re prepared.

You might need an LPA if, for example:

• You have an accident and are temporarily unable to communicate or make decisions.
• You experience a stroke, serious illness, or medical condition that affects your mental capacity.
  
  
• You’re living abroad for a period and need someone to handle your UK finances or property.

Even short-term situations can become complicated without the right legal authority in place. Having an LPA ready means that bills can still be paid, decisions can be made, and life can continue to run smoothly while you focus on your recovery or wellbeing.

Choosing the Right People

Choose people you trust completely, who understand your values and can make decisions in your best interests. It’s also worth talking to them early. Explain what matters most to you, from your financial priorities to your beliefs about medical care. These conversations now can prevent confusion or conflict later.

Can an LPA Be Changed or Cancelled?

Yes. As long as you still have mental capacity, you can revoke (cancel) an existing LPA and make a new one if your circumstances or relationships change. It’s good practice to review your LPA every few years (just like you would a Will) to make sure it still reflects your wishes.

Common Misunderstandings

• “My spouse can automatically deal with everything.” - Sadly, not always true.
  
  
• “It’s complicated and expensive.” With the right guidance, it’s straightforward to set up and offers invaluable peace of mind.
  
  
• “I’m too young to need one.” Capacity can be lost unexpectedly. LPAs aren’t just for later life, they’re for life’s “what ifs.”

Ready to Put Your LPA in Place?

Creating a Lasting Power of Attorney is one of the most caring and practical steps you can take for yourself and your loved ones. Our friendly, knowledgeable Consultants can guide you through the process and make sure everything is set up correctly and confidently. Please contact us by telephone on 01732 868190 or click here to arrange an appointment.

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If you wish to give instructions or require general information about our Wills, Lasting Powers of Attorney, or Trusts then we will carry out a telephone or Zoom appointment.

However, if you wish to give instructions to one of our Consultants and you feel that you can only do this at a Face to Face meeting then we are offering, at our Consultant’s discretion, a limited number of Face to Face appointments in most of the areas we normally cover.

To arrange an appointment please telephone 01732 868190 or click here.

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