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Services

Will Writing

Making a Will is the ONLY way to ensure your express wishes are carried out after your death. If you have not made a valid Will, your property will pass according to the Laws of Intestacy (find out more) and this wi...

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Will Storage

Safe storage of your Will is an absolute must. This is because the original, signed and witnessed document is the ONLY legally binding version of the Will. Anything else (e.g. a photocopy or a copy on a computer) is...

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Probate & Estate Administration

Why Probate and Estate Administration is important?  The loved ones that you leave behind may experience stress and deep emotions which can affect their day to day lives. We can help remove some of the stress ...

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Lasting Power of Attorney (LPA)

What is a Lasting Power of Attorney?  A Lasting Power of Attorney (LPA) is a document that gives someone you trust the legal authority to make decisions on your behalf if you lack mental capacity at some time ...

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Trusts and Asset Protection

What is Trust and Asset Protection?  Trusts allow for the protection or preservation of particular assets, allowing them to be set aside for an intended beneficiary and passed on to them at a particular time i...

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Estate Planning

We are specialists in Estate Planning which can be complex and covers more than just Inheritance Tax (IHT). It also covers your financial security as well as the needs of your beneficiaries. Over the last fifteen y...

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You've come to the right place

NO OBLIGATION CONSULTATION

One of our fully trained Estate Planning Consultants will visit you in the comfort of your own home, at a date and time that suits you. They will provide you with bespoke advice, based on your specific requirements. Any such advice will be given in everyday language to ensure that what is recommended to you is as clear as possible.

OVER 15 YEARS OF EXPERIENCE

We have well over a decade of experience within the Will writing and Estate Planning industry. In that time we have accumulated over 20,000 clients. This experience enables us to provide bespoke solutions, with the minimum amount of fuss, whatever your circumstances may be. However complex and unusual you may feel your situation is, we really have seen it all before!

A REGULAR REVIEW OF YOUR CIRCUMSTANCES

Our clients can contact us at any time to review their circumstances. Additionally, we contact our clients every three years. Sometimes changes in your life may not appear to impact upon the Estate Planning provision that you have in place at the time. However if there is anything that does need to be addressed, we can always assist you in identifying it and resolving it at your review meeting.

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The following is intended to provoke thought and discussion:

  • Mr A and Mrs A are in their forties and married. They have three children under 18. Mr A has a child (now aged 25) from a previous relationship. Mr & Mrs A die in a car accident. They never made Wills. The father of Mr A is alive, fit and healthy. The mother of Mrs A is alive but suffers from early signs of dementia. Where will their estate go? Who will look after the three children who are under 18?

  • Mr A and Miss B are partners. They are not married. They own their house jointly and both contribute to the mortgage. They have two children. Mr A and Miss B wish to “…leave everything to each other and then to the children in equal shares.” Their assets are their house valued at £500k and a bank account in the name of Miss B of £150k which she inherited two years ago. This couple is at risk of paying £130k of Inheritance Tax completely unnecessarily. What planning needs to be done to mitigate this risk?

  • Mr A and Mrs A (ages 68 and 70) currently have Wills which leave “…everything to each other.” And then, subject to a survivorship clause of 28 days, leave everything to each of their three children in equal shares. Mr A and Mrs A own their house jointly and it is valued at £300k. Over the years Mr A and Mrs A have kept their finances separate. Mr A has built up assets in his own name of £330k and Mrs A has built up assets in her own name of £20k. Tragically Mr & Mrs A both die in a road traffic collision. Why does the survivorship clause in the Wills disadvantage the children by £122k?

"Professional, informative and thorough. I have recommended to several friends."

Mr & Mrs McKnight, Crawley, 3rd March 2020

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