An LPA for any occasion

Lasting Powers of Attorney ~ Case Study 1

Existing client Wendy telephoned us in the middle of last year. Wendy advised us that her husband, Harry, had been diagnosed with early onset dementia and ask for a consultant to visit. Our consultant met Wendy and Harry a few days later at their home. We advised the couple to create Lasting Powers of Attorney (LPA) for Property and Financial affairs as well as for Health and Welfare whilst Harry had the mental capacity to do so. Our advice was accepted and Casey & Associates facilitated the creation of full LPAs for both Clients; with Wendy and both of the Client’s children appointed as attorneys for Harry and the children only as attorneys for Wendy.

As Harry’s mental condition declines the LPAs are becoming more and more useful; Wendy has benefitted from unrestricted access to bank accounts jointly held with her husband as well as the solely held account that his pension is paid in to. Furthermore, as a family, Wendy and her children have been able to make decisions about Harry’s increasing care needs. Without having the LPAs in place the situation would have been very different; Wendy may not have been able to continue to access even jointly held back accounts and certainly would not have been able to access Harry’s sole account. Furthermore, decisions about Harry’s care would not have been so easy had it not been for the Health & Welfare LPA we had helped to put in place.

Lasting Powers of Attorney ~ Case Study 2

We carried out a client review appointment with Dorothy early last year. Dorothy has been a school teacher for her lifetime. She never married and never had children. After retiring she became very active in the local community. Dorothy has a bungalow and quite substantial savings. Having previously been very sprightly, she was becoming increasingly unable to get out and about as easily as she had been and, as a result, was becoming increasingly reliant on a good friend who lived locally. Our consultant advised Dorothy that now was the time to put LPAs in place before her health declined any further. Our advice was accepted and Casey & Associates did the rest. Dorothy appointed her friend, Margaret, as her attorney and, on our advice, Dorothy appointed her niece as well. Although Dorothy’s niece lived quite a distance away, Margaret was not much younger than Dorothy and we felt a “backup” was needed should anything happen to Margaret.

Just before Christmas Margaret unfortunately had a fall and broke her leg. Although she is now discharged from hospital she will be housebound for quite some time. Dorothy has not suffered as a result of Margaret’s accident, however, as her niece has been able to continue to look after her aunt’s affairs.

Last week Margaret gave us instructions as she recognised that her change in circumstances would be best addressed by having LPAs herself. Margaret’s three children were all appointed as attorneys. Once the LPAs are registered Margaret’s children will be able to look after all aspects of their mother’s affairs while she continues to convalesce.

If you would like one of our Consultants to visit you to discuss LPAs please telephone 01732 868190 or click here to arrange an appointment.

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